What adverse action notice means in practice
Under the federal Fair Credit Reporting Act, a landlord may need to send this notice after denying an applicant or changing the offered terms because of a screening report. It typically identifies the reporting company and explains the applicant’s rights; state and local rules may add requirements.
Example
A screening report leads an owner to require a co-signer. The owner sends the required notice with the screening company’s contact information and dispute instructions.